[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.dudel.cz\/dulezite-finance\/#Article","mainEntityOfPage":"https:\/\/www.dudel.cz\/dulezite-finance\/","headline":"D\u016fle\u017eit\u00e9 finance","name":"D\u016fle\u017eit\u00e9 finance","description":"Podle m\u00e9ho n\u00e1zoru jsou pen\u00edze opravdu hodn\u011b d\u016fle\u017eit\u00e9. J\u00e1 v\u00edm, \u017ee zdrav\u00ed je p\u0159edn\u011bj\u0161\u00ed. A o tomhle ani nepochybuji. D\u00e1v\u00e1m … ","datePublished":"2024-02-28","dateModified":"2024-02-28","author":{"@type":"Person","@id":"https:\/\/www.dudel.cz\/author\/#Person","name":"","url":"https:\/\/www.dudel.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/774cfd57496a9f02284489749b4229073861faca9d8a66df7d65507a77c5d31f?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"dudel.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.dudel.cz\/wp-content\/uploads\/banknotes-7850299_960_720_1.jpg","url":"https:\/\/www.dudel.cz\/wp-content\/uploads\/banknotes-7850299_960_720_1.jpg","height":0,"width":0},"url":"https:\/\/www.dudel.cz\/dulezite-finance\/","about":["Finance"],"wordCount":434,"articleBody":"Podle m\u00e9ho n\u00e1zoru jsou pen\u00edze opravdu hodn\u011b d\u016fle\u017eit\u00e9. J\u00e1 v\u00edm, \u017ee zdrav\u00ed je p\u0159edn\u011bj\u0161\u00ed. A o tomhle ani nepochybuji. D\u00e1v\u00e1m v\u00e1m za pravdu, \u017ee finance jsou d\u016fle\u017eit\u00e9, ale zdrav\u00ed je p\u0159edn\u011bj\u0161\u00ed, proto\u017ee i kdybyste m\u011bli miliony a byly nemocn\u00ed, tak p\u0159edpokl\u00e1d\u00e1m, \u017ee miliony a celkov\u011b v\u0161echny pen\u00edze by v\u00e1m byly asi k ni\u010demu. Proto jsem si \u0159ekla, \u017ee je nejlep\u0161\u00ed, kdy\u017e lid\u00e9 si tak\u00e9 uv\u011bdom\u00ed, co je pro n\u011b d\u016fle\u017eit\u011bj\u0161\u00ed, \u010demu d\u00e1vaj\u00ed p\u0159ednost? Sice ano, bez financ\u00ed se ned\u00e1 tak\u00e9 \u017e\u00edt, proto\u017ee kdy\u017e nebudete m\u00edt pen\u00edze, kdy\u017e nebudete m\u00edt ani korunu, tak budete bydlet pod mostem. Budete bezdomovci, nap\u0159\u00edklad j\u00e1 si d\u00e1v\u00e1m z\u00e1le\u017eet na tom, aby mi v\u017edycky ka\u017ed\u00fd m\u011bs\u00edc z\u00a0v\u00fdplaty zbyly n\u011bjak\u00e9 finance.\u00a0Takov\u00e9 finance, abych je mohla odlo\u017eit. Tomuhle \u0159\u00edk\u00e1m finance pro p\u0159\u00edpad nouze, kdy\u017e se mi t\u0159eba rozbije pra\u010dka nebo ledni\u010dka anebo n\u011bco podobn\u00e9ho, tak budu v\u011bd\u011bt, \u017ee v\u00e1m alespo\u0148 t\u0159icet tis\u00edc\u00a0dan\u00fdch bokem. Samoz\u0159ejm\u011b, \u017ee si za tolik tis\u00edc\u00a0nekoup\u00edm jenom ledni\u010dku nebo pra\u010dku, ale j\u00e1 to m\u00e1m takhle jenom pro p\u0159\u00edpad nouze. M\u00e1m v pl\u00e1nu si koupit novou lednici, ale je\u0161t\u011b nem\u00e1m tak u\u0161et\u0159eno, \u017ee kdybych si koupila to, co\u00a0chci, aby i tak mi zbyla n\u011bjak\u00e1 rezerva. \u010clov\u011bk nikdy nev\u00ed, kdy ho, co potk\u00e1 a kdy\u017e se jedn\u00e1 o pen\u00edze celkov\u011b o finance, tak potom situace je o n\u011bco v\u00e1\u017en\u011bj\u0161\u00ed. A to hlavn\u011b, kdy\u017e t\u0159eba je\u0161t\u011b n\u011bco spl\u00e1c\u00edte, p\u016fj\u010dky\u00a0spl\u00e1c\u00edte\u00a0a m\u00e1te dluhy. To je potom tak\u00e9 velice n\u00e1ro\u010dn\u00e9 s t\u00edmhle v\u0161\u00edm vyj\u00edt. Proto je nejlep\u0161\u00ed, kdy\u017e \u010dlov\u011bk tak\u00e9 v\u00ed, jak s financemi zach\u00e1zet. Tady tak\u00e9 z\u00e1le\u017e\u00ed, co je to finan\u010dn\u00ed gramotnost. Jsou lid\u00e9, kte\u0159\u00ed t\u0159eba dostanou v\u00fdplatu a potom za dva\u00a0nebo za t\u0159i\u00a0dny u\u017e nemaj\u00ed nic. Jednozna\u010dn\u011b to utrat\u00ed \u00fapln\u011b v\u0161echno nar\u00e1z. Podle m\u00e9ho n\u00e1zoru je tohle \u0161koda, proto\u017ee kdy\u017e \u010dlov\u011bk\u00a0dok\u00e1\u017ee \u0161et\u0159it pen\u00edze, tak potom m\u00e1 tak\u00e9 do z\u00e1soby. Anebo za co utr\u00e1c\u00edte pen\u00edze? Vy dok\u00e1zali byste t\u0159eba b\u011bhem t\u00fddne rozfofrovat \u00fapln\u011b celou v\u00fdplatu?\u00a0                                                                                                                                                                                                                                                                                                                                                                                                "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"D\u016fle\u017eit\u00e9 finance","item":"https:\/\/www.dudel.cz\/dulezite-finance\/#breadcrumbitem"}]}]